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Weichert Home Owner’s Insurance:
Some insurance coverages are difficult to underwrite and may result in higher premiums. Coastal properties, including properties within 1 to 3 miles of a body of water, are becoming more difficult to place. Dwellings with Exterior Insulation Finish System, or EIFS are practically uninsurable. This is a synthetic stucco-cladding used on exterior walls. Since no provision for water drainage was made the water penetrates and causes rot, mold, and decay. The insurance industry has become more reliant on credit history and insurance claims history of customers. Ownership of certain breeds of dogs, exotic pets, pools and trampolines, etc., are additional concerns to insurance carriers, and will effect the placement and pricing.
Weichert Financial Services:
Subject to qualified buyers. Mortgage product and rates subject to change. Company NMLS # 2731 (www.nmlsconsumeraccess.org). Mortgage Access Corp. d/b/a Weichert Financial Services, Executive Offices, 225 Littleton Road, Morris Plains, NJ 07950. 1-800-829-CASH. Licensed by the NJ Dept of Banking and Insurance. Licensed Mortgage Banker with the State Dept of Banking in NY and CT. Licensed by the Pennsylvania Department of Banking, Mortgage Lender 21042. Licensed Lender in AK, AR, DE, MD, D.C., GA, ME, MN, WI, IA, IN, LA, VT, WV, KY, NC, NE, WY, OK, TN, MI. Licensed Mortgage Lender in the Commonwealth of Massachusetts. License #ML1713, Certificate #43155. Certificate of Authority to transact business in CO. To check the license status of your mortgage loan originator, visit http://www.dora.state.co.us/real-estate/index.htm. Licensed Lender in SC. Licensed Mortgage Lender in TX. Licensed with the Financial Institutions Division in New Mexico, License # 01297. Licensed by the Department of Corporations under the California Residential Mortgage Lending Act. Loans made or arranged pursuant to a California Finance Lenders Law license. Licensed Mortgage Broker and Lender Ohio. MB.803167.000; SM.501248.000. Licensed Loan Broker and Lender Rhode Island. Kansas Licensed Mortgage Company, License #MC.0001229. Licensed by the New Hampshire Banking Department. License # 8714-MB. Licensed Oregon Mortgage Lender License #ML2528. Illinois Residential Mortgage Licensee, License #MB.0006377. Mississippi Licensed Mortgage Company, License #357/2008. Washington Consumer Loan License # CL-2731. Alabama Consumer Credit License #21213. Weichert Financial Services arranges loans with third-party providers. Equal Housing Lender.